The Lowdown on Commercial Loan...
Multi-Family, Apartments, Non-recourse and Recourse available
- $250k-$100M+
- 80% if purchase, 75% standard
- Up to 30 yrs
- 5.5%-6.75%
SBA 7(a) Construction Options
- $250k-$5M Up to 90%
- 25 yrs
- 6.17% Fixed Rate
SBA 504 Construction Option
- $250k-$10M
- Up to 90%
- 25 yrs Bank portion, 20yrs SBA portion
- 5.75%-6.75% Bank portion, 5.43% SBA portion
Factoring
- 150K and Up
- 1.5% and up
FSA Loans
- Up to $1.3M
- Up to 95%
- Up to 40 yrs
- 6.5% and up
USDA Loans
- Up to $10M
- Up to 90%
- 7-30 yrs
- 6.5%-8%
Equipment Leasing
- $150k-$100M+
- Up to 100%
- Up to 7 yrs
- 5.75% and up
Investor Special Use
- $250k-$100M+
- Up to 65%
- 20-25 yrs in most cases
- 5-10 yrs
- 5.75%-9%
Investor Mixed Use
- $250k-$100M+
- Up to 75%
- 20-25 yrs in most cases
- 5-10 yrs
- 5.5%-7.5%
Office & Mixed Use (Owner Occupied)
- $250k-$100M+
- Up to 75%
- 25 yrs in most cases
- 3-10 yrs
- 5.5%-6.5%
Construction (Owner Occupied)
- $250k-$100M+
- 75%
Mini Perm Options
- 5.5%-8%
Lines of Credit
- $250k-$10M
- 80% advance rates
- 1-2 yrs
- 5% up to 7%
Asset Based Lending
- $300k-$10M
- 80% advance rates
- 1-5 yrs
- 8% up to 20%
- $500k-$10M
- Up to 80% on improved RE
- interest only, no amortization
- 3 months – 2 yrs
- 8% and up to 36%
Hard Money Real Estate Only
- $500k-$10M
- Up to 80% on improved RE
- interest only, no amortization
- 3 months – 2 yrs
- 8% and up to 36%
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
- Fixed Rates
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years
Get Your FREE Commercial Loan Rate Quote!